Our Services

First time buyer

Buying your first home can be exciting and bewildering. We will be able to explain each aspect of the process including working out how much you can borrow, how much it will cost, obtaining an Agreement in Principle, processing the application for you and explaining the various terms that are used by mortgage companies, solicitors and estate agents.

Moving home

Buying your first home was stressful enough, but moving home can be even more challenging. We will be able to explain the process to you, help with the legal paperwork, as well as review your existing mortgage and protection arrangements to try and ensure that you can just focus on packing boxes ready for the move.

Remortaging

When your current mortgage product is due to end, there can be literally hundreds of products to choose from. The mortgage market and your circumstances can change regularly, so we will be able review and assess what the most appropriate and cost effective options are for your current needs.

Buy to let mortgage

If you are considering buying a property to rent out as an investment, you may already be aware just how many changes there have been recently that could affect your ability to borrow money for this purpose. Let us guide you through the various rental calculations that lenders use so that you know exactly what is available.

Protecting your mortgage

Your home is probably the biggest financial commitment you will make. But what happens if the unthinkable occurs and you or your family die or suffer a serious illness during the mortgage term? We can ensure that you have the appropriate arrangements in place so that you don't need to worry about paying the mortgage and can just concentrate on caring for you family or recovering.

Protecting your income

We all get ill from time to time. But how would we cope if we suffered an accident or sickness that prevented us from working? We can advise you on the options available to provide you with an income to help you cope financially until you are well enough to go back to work.

Whatever your requirements, if you are looking for fee free, independent mortgage advice in Stourbridge, Halesowen, Dudley, Wolverhampton or the surrounding areas, we will be happy to help.